%0 Journal Article %T TOPICAL ISSUES OF LEGAL REGULATION AND FORMATION OF THE MARKET OF THE MUTUAL INSURANCE IN RUSSIA %A Chernoguzova, T.N. %A Rybkina, M.V. %K mutual insurance, commercial insurance, history, foreign experience, advantages, prospects, legislation problems %J LAW. SAFETY. EMERGENCY SITUATIONS %D 2013 %N 2013 %P 7 %I Saint-Petersburg University of State Fire Service of Emercom of Russia