@article{Mutalieva2013zemskov,
author={Mutalieva, L.S. and Dashko, V.M.},
title={ZEMSKOV MUTUAL INSURANCE IN RUSSIAIN THE SECOND HALF OF XIX - EARLY XX CENTURYAS AN EXAMPLE OF SUCCESSFUL SOCIAL FIRE INSURANCE},
journal={LAW. SAFETY. EMERGENCY SITUATIONS},
publisher={Saint-Petersburg University of State Fire Service of Emercom of Russia},
year={2013},
pages={53-56},
volume={2013},
issue={3},
}