@article{Ribkina2013civil-law, author={Ribkina, M.V. and Solovyova, I.E.}, title={CIVIL-LAW REGULATION OF LIFE INSURANCE AND HEALTH WORKERS RUSSIAN MINISTRY OF EMERGENCY SITUATIONS}, journal={LAW. SAFETY. EMERGENCY SITUATIONS}, publisher={Saint-Petersburg University of State Fire Service of Emercom of Russia}, year={2013}, pages={5-10}, volume={2013}, issue={4}, }