@article{Utkin2015residential,
author={Utkin, N.I. and Dashko, V.M.},
title={RESIDENTIAL PROPERTY INSURANCE PROTECTION},
journal={LAW. SAFETY. EMERGENCY SITUATIONS},
publisher={Saint-Petersburg University of State Fire Service of Emercom of Russia},
year={2015},
pages={11-15},
volume={2015},
issue={1},
}