@article{Smertin2015concept,
author={Smertin, A.N. and Khitarova, N.A.},
title={CONCEPT AND TYPES OF INSURANCE IN EMERGENCY SITUATIONS IN ACCORDANCE WITH RUSSIAN LEGISLATION},
journal={LAW. SAFETY. EMERGENCY SITUATIONS},
publisher={Saint-Petersburg University of State Fire Service of Emercom of Russia},
year={2015},
pages={24-29},
volume={2015},
issue={4},
}