%0 Journal Article %T CONCEPT AND TYPES OF INSURANCE IN EMERGENCY SITUATIONS IN ACCORDANCE WITH RUSSIAN LEGISLATION %A Smertin, A.N. %A Khitarova, N.A. %K legal nature of insurance, concept and insurance types, emergency situation %J LAW. SAFETY. EMERGENCY SITUATIONS %D 2015 %N 2015 %P 5 %I Saint-Petersburg University of State Fire Service of Emercom of Russia