TY JOUR TI TO A QUESTION OF PROBLEMS AND THE DIRECTIONS OF IMPROVEMENT OF FIRE-PREVENTION INSURANCE IN THE RUSSIAN FEDERATION KW insurance KW fire KW emergency situation KW fire-proof insurance KW Concept of fire insurance JO LAW. SAFETY. EMERGENCY SITUATIONS AU Uzun, O.L. PY 2016 IS 2016 PB Saint-Petersburg University of State Fire Service of Emercom of Russia