TY JOUR TI COMPULSORY LIFE AND HEALTH INSURANCE FOR EMERCOM OF RUSSIA STATE FIRE SERVICE EMPLOYEES KW insurance KW emergency KW life KW health KW risk KW employees JO MONITORING AND EXPERTISE IN SAFETY SYSTEM AU Salmanov, A.B. AU Shchelakova, V.A. AU Shalygina, E.V. PY 2024 IS 2024 PB Saint-Petersburg University of State Fire Service of Emercom of Russia