00598naa#a2200181#i#450# EN\\bibl\67500 20250123130546.4 2074-1626 20130625b2013####ek#y0engy0150####ca RUS RU TOPICAL ISSUES OF LEGAL REGULATION AND FORMATION OF THE MARKET OF THE MUTUAL INSURANCE IN RUSSIA Journal article Saint-Petersburg Saint-Petersburg University of State Fire Service of Emercom of Russia 2013 7 с. Journal article local Chernoguzova T N Rybkina M V journals.igps.ru