00625naa#a2200181#i#450# EN\\bibl\67515 20241212204438.4 2074-1626 20130925b2013####ek#y0engy0150####ca RUS RU ZEMSKOV MUTUAL INSURANCE IN RUSSIAIN THE SECOND HALF OF XIX - EARLY XX CENTURYAS AN EXAMPLE OF SUCCESSFUL SOCIAL FIRE INSURANCE Journal article Saint-Petersburg Saint-Petersburg University of State Fire Service of Emercom of Russia 2013 3 с. Journal article local Mutalieva L S Dashko V M journals.igps.ru