00550naa#a2200181#i#450# EN\\bibl\67608 20251207103331.7 2074-1626 20150625b2015####ek#y0engy0150####ca RUS RU ORGANIZATIONAL-LEGAL INSURANCE - BASED DISASTER RISK Journal article Saint-Petersburg Saint-Petersburg University of State Fire Service of Emercom of Russia 2015 4 с. Journal article local Tsechoev H I Bragish A V journals.igps.ru