00592naa#a2200181#i#450# EN\\bibl\67641 20240920055724.5 2074-1626 20151225b2015####ek#y0engy0150####ca RUS RU CONCEPT AND TYPES OF INSURANCE IN EMERGENCY SITUATIONS IN ACCORDANCE WITH RUSSIAN LEGISLATION Journal article Saint-Petersburg Saint-Petersburg University of State Fire Service of Emercom of Russia 2015 5 с. Journal article local Smertin A N Khitarova N A journals.igps.ru