00542naa#a2200181#i#450# EN\\bibl\68035 20240921134343.6 2218-130X 20131225b2013####ek#y0engy0150####ca RUS RU HISTORICAL AND LEGAL ASPECTS OF FIRE INSURANCE Journal article Saint-Petersburg Saint-Petersburg University of State Fire Service of Emercom of Russia 2013 5 с. Journal article local Smertin A N Dashko V M journals.igps.ru