Are considered a situation with the fires and their consequences in 5 years, features of insurance upon fire in the Russian Federation are analysed, the main reasons for increase in the extent of property damage at the fires are established. The size of fund of the real estate insured against the fires is approximately determined and the factors constraining development of fire-prevention insurance in Russia are considered. In article on the basis of research of various approaches about fire-prevention insurance and law-enforcement practice in this sphere, the main problems of insurance upon fire are revealed and the conclusion is drawn on insufficient efficiency of the existing mechanism of legal regulation and legal policy in this type of insurance. Experience of development of the Ministry of Emergency Situations of the Russian Federation of the bill «About Obligatory Insurance of a Civil Liability for Infliction of Harm as a result of the Fire» is considered. Concrete recommendations and the directions of improvement of the mechanism of standard and legal regulation of fire-prevention insurance are offered, it is indicated the need of development of the Concept of fire insurance in the Russian Federation as the doctrinal document which was intended for the long-term period.
insurance, fire, emergency situation, fire-proof insurance, Concept of fire insurance
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